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Friday, May 29, 2015

BANK NEWS

UNION BANK RETIRED EMPLOYEES' ASSOCIATION
 
Subject :Circular dated 27.5.'15 by AIBRF 


Yours sincerely,
B.G.Raithatha,
General Secretary

CH MAHADEVAN


Thursday, May 28, 2015

Deferred or Suffered wages ?


PENSION IS DEFERRED WAGE, TRUE. REVISED SCALES OF PAY ARE 
PREFERRED WAGE. 

BUT 

UPGRADED PENSION IS DEFERRED WAGE- SUB-JUDICE, 
AND PAINS OF PENSIONERS ARE 

SUFFERED WAGES!

With greetings,

C H Mahadevan

Deferred wages

Unresolved Issues of Bank Pensioners - UFBU leaders may act fast


UFBU leaders had to subscribe 

their signatures to the note 
of discussions with IBA regarding 
the issues relating to the bank 
pensioners. 

But, before signing a document, it would have been wise if they had not agreed with certain observations of the IBA. " Contractual relationship does not exist between the banks and retirees". ( in essence, the retirees here refer to pensioners? ). 

The learned leaders of UBFU better had objected to the IBA observation negating the contractual relationship between the banks and retirees/pensioners.They could have mentioned their objection in the note, if they had felt the statement was not correct.

Further, the IBA has not said any thing new that the financial implications will need to be fully examined before any change in benefits payable to pensioners. In short, their views are as under:

(i) The cost involved in grant of family pension (at par with GOI and RBI) is significant. IBA will examine cost implication at a 'future date'.

(ii) 100% neutralisation in DA/DR --sub judice ! Are the pensioners responsible? The cost factor being examined.

(iii) updation of pension and family pension --unions suggested for collection of details, ascertaining actual cost, so a solution can be worked out.

Now that, the UFBU - leaders - have achieved their main objectives of revision of pay and perks of the serving employees, they have ample time at their disposal to concentrate on the unresolved issues of the pensioners. It is not difficult for the leaders to collect detailed data of about 1,25,000 pensioners and family pensioners in about a month or two. They must act fast.

SN ( a 1992 pensioner )

SUMMER PRECAUTIONS

EarthSky // Earth, Human World, Science Wire Release Date: May 27, 2015

The National Disaster Management Authority of India advises the following to minimize the impact during the heat wave and to prevent serious illness or death due to heat stroke:

– Avoid going out in the sun, especially between 12 noon and 3 p.m.
– Drink sufficient water and as often as possible, even if not thirsty
– Wear lightweight, light-colored, loose, and porous cotton clothes. Use protective goggles, umbrella/hat, shoes or chappals while going out in sun.
– Avoid strenuous activities when the outside temperature is high. Avoid working outside between 12 noon and 3 p.m.
– While traveling, carry water with you.
– Avoid alcohol, tea, coffee and carbonated soft drinks, which dehydrates the body.
– Avoid high-protein food and do not eat stale food.
– If you work outside, use a hat or an umbrella and also use a damp cloth on your head, neck, face and limbs
– Do not leave children or pets in parked vehicles
– If you feel faint or ill, see a doctor immediately.
– Use ORS, homemade drinks like lassi, torani (rice water), lemon water, buttermilk, etc. which helps to re-hydrate the body.
– Keep animals in shade and give them plenty of water to drink.
 Keep your home cool, use curtains, shutters or sunshade and open windows at night.
– Use fans, damp clothing and take bath in cold water frequently.

  • Bottom line: A deadly heatwave has gripped India since April. CNN reported yesterday (May 26, 2015) that the death toll has risen above 1,100.

Greetings.

C H Mahadevan

BANK NEWS

UNION BANK RETIRED EMPLOYEES' ASSOCIATION


Subject :
​ Letter dated 28.5.'15 by AIBRF to UFBU


Yours sincerely,
B.G.Raithatha,
General Secretary

Chandigarh High Court Order dated 21 May 2015 in the Contempt Case against LIC‏


206 COCP No. 2975 of 2013(O&M)
Sanjeev Gandhi and others vs. R.K.Takru and others

Present:

Ms. Alka Chatrath, Advocate for the petitioners.
Mr. Rajiv Atma Ram Sr. Advocate with Mr. Arjun Partap Atma Ram, Advocate for respondent Nos. 2 to 4.

***
Counsel for respondent Nos. 2 to 4 prays for time to file reply. Adjourned to 20.07.2015.

[Rakesh Kumar Jain] 21st May, 2015 Judge

( M Sreenivasa Murty )

CH MAHADEVAN

Punjab & Haryana 

High Court order reported 

on 25/5/ 2015 re Haryana 

Financial Corporation 

vs K K Sharma & Ors‏            


It  is significant  that  the Division Bench has observed  “ in view of  the fact that no stay was granted  by this court, there is no rhyme or reason for not giving effect to the judgment of the Single Judge ”.

The appeal to the Division Bench is posted to be heard on 11/8/2015.This observation by the Bench makes it clear that LIC should have  implemented the judgments  of the three High Courts even before the Supreme Court refused to stay the High Courts' Orders.

Now that the COCP is pending in the PB&H HC,the same HC which has made the above observations, LIC will definitely be hauled up for contempt if the High Court is not satisfied that LIC has implemented the order in the proper manner.

The Chandigarh petitioners are strongly moving in that direction.

With greetings,
C H Mahadevan 


Bipartite Record Note is a Record of Sorts



The annexure to 10th BPS 

in banks with a new 

nomenclature " BR Note " 

has to be studied and 

analysed carefully. 

I think the signatories 

knew the implications 

while affixing their 

signatures to the note.



The preamble or the opening portion of the note itself has many gems to think about.

(1) Retirement Benefits depend on the service conditions prevailing at the time of retirement and do not change subsequently

We have to analyse whether this statement is valid for all times. How is it when new benefits are given to members of parliament the same are extended to old MPs who are no longer members of either house?

(2) Pension and other issues of retirees can be considered only as a welfare measure as contractual relationship does not exist between banks and retirees.

This statement reflects the perverted thinking of bureaucrats and the government they serve.

Is the pension paid to me as per pension regulations 1995 a welfare measure like Government's welfare measures to BPL families? For example Food Security..Rice of 1 Kg @ Rs.1 or the old age pensions paid to poor people or the various goodies like cookers, mixies, laptops given to poor people in some states.

The list can go on. Welfare measure implies something given at the cost of government without any contribution from the beneficiary. Is our pension scheme one such welfare measure? Why poor people ? laptops are given to even Municipal councillors, legislators etc. though many
of them do not even know how to open the systems.

Do the Unions concur with the statement that pension is a welfare measure? WHAT HAPPENS TO COURT  VERDICTS IN THE PAST?

(3) IBA conducts wage revision exercise only on mandate from member bankers about wages and service conditions of serving employees...

This can be understood to mean "do not talk about retirees and their pension and related issues."

When pension was introduced and regulations were made was it meant only for serving employees at that point of time ? Then how was Second Option allowed? It is not the question of mandate from member Bankers. It is the directives from finance ministry that matter for IBA. Did member bankers ask IBA to talk about wage rise only? Is this position acceptable to Unions?

(4) Is the IBA unaware of the provision that in all matters not explicitly mentioned in regulations, the provisions in CG Employees' scheme would apply?

(5) Pre-2002 DA issue...IBA condescends to view it from humanitarian point of view! For Unions also is it a humanitarian issue? That is as if the DA parity issue to be treated as a Charity?

(6) Upgrading Basic pension @ 4440 CPI ... IBA would examine the cost implication but UPDATION OF PENSION ....."impossible!"

By the usage of terms like " welfare measure " " Humanitarian point of view " etc. etc. I feel the retirees are insulted and humiliated.

Is it not time we show our protest and disapproval of such Record Notes? The signatory unions also have to explain how they understand the contents of the so-called note and the terms used to brush-aside retirees' problems.


B. Ganga Raju

BANK NEWS

UNION BANK RETIRED EMPLOYEES' ASSOCIATION
Circular issued by AIBRF after handing over 
Memorandum to Chairman, IBA​

B.G.Raithatha,
General Secretary

Wednesday, May 27, 2015

Chronicle cartoon

Dear Editor,

I must appreciate your sense of humor and creativity. 

Your cartoon on mission impossible - 
Joint Front of all LIC Pensioners Associations 
is really superb.

Regards,
B.R.Mehta
Panchkula

HC ORDER ON RESTORATION OF PENSION SCHEME


Courtesy: JK SHARMA

THE CONTINUUM OF THE LEGAL GAME


Q: What can a financial institution possibly do in response to 
               an interim order of the Supreme Court?

Q: What will happen next?

A: Start from Week 1 afresh!

CH MAHADEVAN

    Joint Front

    FIVE Common Mistakes People Make When Planning For Retirement


    Retirement may be many years ahead, but what you do today will determine how smoothly you handle your post-retirement life.

    Dreaming about your retirement is the first step; planning and working towards your retirement goals is what will actually get you there.

    Here are some of the common mistakes to avoid and what to do instead.

    Mistake #1: Not creating a retirement road map

    What does your retirement plan look like? Retiring in your own farm house? Taking an exotic vacation? Or doing all the things on your bucket list?

    Create a retirement road map to help you know what you want to do, how much you need to save and how you will achieve your goals. Here are some useful questions you could ask yourself to help you identify your retirement goals
    What kind of lifestyle do I wish to lead when I retire?
    Will I continue working during retirement?
    Will there be medical expenses based on my current health and that of my family?
    What are my family commitments? Is my spouse and children dependent on me?
    Will I still be paying rent or a home loan, or do I want to own a house?
    Will I have travel plans? And how long will I want to travel and where?
    Will I want to pursue a hobby that costs money?

    Tuesday, May 26, 2015

    RETIRED BANKERS CHEATED


    “Till last month, the circulars of UFBU and the statements of leaders upto end of April 2015, indicated as if they are hotly pursuing with IBA for settling certain demand of retired bankers.   UFBU have already resisted any attempt by Retiree Associations get involved in the negotiation talks as they viewed it as part of the negotiations.   

    Till 9th BPS also, the pension issue for the retired bankers was part of the negotiations, and thus everybody was hoping that leaders will be taking up the issue of retired bankers once they have concluded broadly the negotiations for the serving bankers.     

    For last one week or so, retired bankers started getting feedback as if UFBU has withdrawn itself for taking up the issues of the retired bankers.  It was too late for the retired bankers to understand and react to this volte  face by UFBU in connivance with IBA.

    Along with the Joint Note, they have released a Record Note of Discussions with IBA on the issues relating to Retired Bankers.   We place below the copy of the record note for the benefit of all our retired colleagues so that they know exactly how they have cheated them:-“

    (by Shri   Rajesh Goyal   in www.allbankingsolutions.com)

    With greetings,

    C H Mahadevan

    The Record Note signed after discussions between the IBA and the Bank employees’ Associations on 25/5/2015 is nothing but an agreement between two parties one of which is a collective group of Bank employees who have a conflict of interest in the subject matter discussed viz DR neutralisation in Pension and Pension upgradation at least till the dates of the retirement of their members. No  representative body of existing Bank pensioners are signatories to this Note when the decisions recorded adversely affect them. The Record Note has conspicuously been agreed to behind the back of the real stakeholders. Cannot such a bipartite settlement be deemed illegal?

    The Record Note is just like a trial and conviction of an innocent  person by a court  without the affected person  committing any offence and without hearing  him (  and not even ex parte after summoning him)!

    Greetings.

    C H Mahadevan

    Joint working front

    Dear Editor,

    A Record Note read by all of us available with details of 10th Bipartite Agreement signed yesterday in Banking Industry in fact has become A Caution Note for various L.I.C. pensioners associations.

    We say GOI, L.I.C. Management and all Unions working for L.I.C. Staff are against just and fair demands like Pension Upgradation being taken up by many L.I.C. pensioners associations for last many years.

    Million Dollar Question is when all Unions for workmen and Officers in Banking Industry have been working together for last many years and recently we learn that all Unions for all classes of L.I.C working employees have also formed a joint working front, why it can not happen with L.I.C. pensioners associations ?

    B.R.Mehta
    Panchkula

    Wish, born a Pensioner next life !

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION

    Calculation Chart for calculating arrears of award staff in Salary Revision

        We forward herewith calculation charts and some other attachments which may be useful to our members retired from award staff cadres after November,'12.


    Yours sincerely,
    B.G.Raithatha,
    General Secretary

    Bipartite Settlement in the Banking Industry - what does it mean to us?‏

    Dear Editor, 

    I read the Post of Sri B Ganga Raju on the subject.  As usual, he gave his views after taking a quick but close look at the BPS especially the Record Note, signed by all, a totally new practice significant for its potential to play havoc with the interests of Retirees as a whole.

    Mr Ganga Raju is very right when he sees (in the recent developments in Banking industry leading to signing of the latest Wage Settlement) a new and alarming trend. Although he left a few questions open, the answers are known to him and all of us. Retirees are in for more and more rude shocks. They are looked at, as an unwanted burden by all Employers and the Government so far. In LIC they have been an unwanted burden for the serving employee Associations, all through. LIC as an Employer, acts as if it does not like the pensioners to 'exist'.  In Banks till recently, there was certain 'owning' of the pensioners, especially by the employee Associations and to that extent Banks were obliged not to 'disown' their retirees. 

    The trend in Banks has undergone a sudden and dangerous change now. Banks have succeeded in convincing their employee Associations 'you are carrying an unproductive load'. 'Sooner you shed the burden, better for you'. I don't fault them. There is a popular saying in Telugu - very difficult to translate but it means something like 

    'pursuing something other than your own cause, 
    will hit at the root of your interests'.
     
    LIC Employee Associations are much wiser - they always disowned their former colleagues, much to the comfort of the Management. Bank employee associations also fell in line now. Better late than never. Banks have gone a step further - they have recorded their success trough the 'notorious Note' - the ugly head of the Retirees can not rise in future too. History rewritten. 

    We need not reconcile and keep quiet. Should not feel helpless too. We strongly believe we have a just case. The employee associations, the managements and the Government are firmly against us. But our only hope is Judiciary. Unfortunately we have a different type of problem. Pensioner groups are a divided house. Subject is too well known to continue now.   

    LET US LOOK TO WHERE WE ARE NOT UNWANTED.     

    Thanks and regards,
    M Sreenivasa Murty 

    Monday, May 25, 2015

    HOW TO CATCH HOLD OF HIDDEN CAMERA


    (source: myeveryminutediary.blogspot.in)

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION

    Record Note dated 25th May,'15 between IBA & UFBU regarding Retirees' Issues


    2.

    As informed to you earlier, 'Dharna' and signature campaign is carried out by the members of AIBRF in Mumbai to-day. AIBRF asked for an appointment to meet the Chairman IBA to present the signed Memoranda. The appointment was fixed at 3 p.m.

    What transpired in the meeting will be conveyed to all on getting information from the General Secretary, AIBRF.

    Yours sincerely,
    B.G.Raithatha,
    General Secretary

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION


    Full Text of the 10th Bipartite Settlement 
    signed between IBA and Workmen Unions to-day​


    Yours sincerely,
    B.G.Raithatha,
    General Secretary

    IMPORTANT DECISION FROM NATIONAL CONSUMER COMMISSION

    Dear Sir,
    • I  send the vital information sent by Sri. B.G.Raithatha General Secretary  UBREA  as received by him from Sri J.P.Shah  RTI  activist.  Sri Rithantha  is our regular contributor. How  he missed this to send to our blog. I hope  this information add to our morale. So I request you to arrange for the publication on our blog. (This judgment received from Shri Raithatha was omitted to be published.-Ed.)
    With Regards and Best Wishes
    V.S.PRAKASARAO   VISAKHAPATNAM.     

    The National Consumer Disputes Redressal Commission had imposed a penalty of 10 lacs from the NEW INDIA INSURANCE COMPANY LTD. and also ordered the amount to be recovered from the Officers who are responsible for stretching the legal battles upto the level of National Commission.

    CHAT COLUMN TAKES WINGS


    These one-liners in the Chat column 

    reflect our accumulated memories and 

    wisdom; they use the column 

    for 'kite-flying'. 


    • Bank cartoon "smacks of bigotry", comments Perumal Maruthu
    • Chat-n-Chat column assumes importance, takes wings...


    Sunday, May 24, 2015

    BANK UNIONS SIGN AGREEMENT WITH IBA

    Ashok Goyal

    Future Retirees befooled to Lose as IBA inks Wage Revision 

    In my every minute diary dated 24/02/2015 I had raised the issue of Retirees/Pensioners as the Bank Retirees Pension is freezed on retirement as it is not revised as per bipartite wage revisions between the IBA and the Bank Unions. One of the para of my earlier post dated 24/02/2015 read as under:

    "While revising the wages, the pensioners are denied the benefit of revision as pensioners can not strike work to force the government to recognise their long unblemished service of 35 to 40 years. Pensioners would have not demanded any revision in their pensions had the cost of living been arrested by the Government. It is unjustified on the part of any government to freeze the pension of Bank Pensioners. One more interesting fact is that a person who took birth on 31/10/1952, due to God's wish and not his or her on choice, retired on 31/10/2012 will not get the pension as payable to his or her counterpart retiring on 01/11/2012 due to none of his or her fault. To remove such anomalies Government should revise the pension of bank pensioners on every wage revision."

    As per the broad settlement inked by IBA with Bank Unions the final agreement was to be inked within 90 days that is up to 23/05/2015 along with residual issues including the issue of revising the pension of the existing retirees and pensioners. But the existing bank pensioners have been left high and dry to fend for themselves and the bank unions are likely to ink the final wage revision with IBA on or before 25/05/2015. I fail to understand the intentions of the Bank Unions and IBA to keep on deferring the final wage revision for 90 days. I think that Bank Unions and IBA do not like to make public the final agreement before signing so that the bank employees may not critically examine the settlement. In this era of "Right to Information" the bank employees have every right to know the blueprint of the final agreement well before signing it by the IBA with Bank Unions.

    As per unconfirmed reports a new interesting scenario about the fate of future retirees has emerged and it has been inferred by calculative bank employees that future retirees of the banks will get lesser pension as compared to the retirees who retired on or before 31/10/2012. The IBA has thus killed two stones with one bird. The existing retirees who retired on or before 31/10/2012 will not press for revision of their pension as their pension will get reduced whereas the existing employees will be loser by getting lesser pension as per classic example below:

    November 2012        
    November 2012          
    Shortfall or Surplus             
     9TH BIPARTITE
    10TH BIPARTITE 
    Not Applicable 
     B.PAY = 20100
    B.PAY= 32850 
     NA
     B.PENSION=10050
     B.PENSION=16425
     NA
     DA=76.50%=7688.25
    DA=10.90%=1790.32 
     NA
     LESS 1/3 = 3350.00
    LESS 1/3 = 5475.00 
     NA
    NET PEN = 14388.25
    NET PEN=12740.32 
     (-) 1647.93



     MAY 2015
    MAY 2015 
    NA 
     9TH BIPARTITE
    10TH BIPARTITE 
    NA
     B.PAY=20100
    B.PAY=32850 
    NA 
     B.PENSION=10050
    B.PENSION=16425
    NA 
     DA=110.70%=11125.35
    DA=33.70%=5535.22 
    NA 
     Total = 21175.35
    Total= 21960.22 
    NA 
     LESS 1/3= 3350.00
    LESS 1/3 = 5475.00 
    NA 
     NET PEN= 17825.35
    NET PEN=16485.22 
    (-) 1340.13 




    As illustrated above apart from injustice done to the existing bank retirees and pensioners without resolving their demands/issues - the IBA has, under 10th Bipartite Settlement, added insult to the injury of the future retirees as the negative impact of the settlement, as above, will result in lesser pension to post 30/11/2012 retirees but for the increase in commuted value of the pension.

    Therefore it is time for the existing retirees and future retirees to join together and continue the fight against the mighty forces behind the denial of genuine demands of retirees.

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION


    Subject :
    ​ Circular issued by Catholic Syrian Bank Retirees' Association​

        Please see the attachment. The Association is a classic example as to how retirees of a small Bank have built a big organization


    2.

    Attached please see the press statement issued by Shri R.S.Desai, Dy. General Secretary, All India Bank Retirees' Federation regarding 'Dharna' and signature campaign to be carried by the bank retirees to-morrow at Mumbai.

    Yours sincerely,
    B.G.Raithatha,
    General Secretary

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION

    Subject :
    ​ 10th Bipartite Settlement to be signed to-morrow​

        SMS received from Shri C.H.Venkatachalam, General Secretary, All India Bank Employees' Association reads as under.

    "BIPARTITE SETTLEMENT BEING SIGNED TO-MORROW - 25TH MAY AROUND 11 A.M. VISIT OUR WEB SITE www.bankunionaibea.in FOR TEXT OF SETTLEMENT, ARREARS CALCULATION, SOFTWARE, ETC."  

    Yours sincerely,
    B.G.Raithatha,
    General Secretary

    LIC PENSIONERS ARE WE WAITING FOR SOMETHING?



     LET US COMMUNICATE - NOT HIBERNATE


    Supreme Court is on vacation, High Courts function this week and close, Advocates are in no working mood, God knows what is happening in ‘Yogakshema’, if any and what are we the Pensioners doing? Waiting for something to happen?

    Why not we communicate among ourselves, evolve some thoughts and prepare for the next stage? Let us shed inhibitions, agree where we can, respectfully disagree where we should and generally utilize the waiting time constructively.

    I for one see the present (overall) state of things, as one of ‘advantage pensioners’. I base my assessment (tentative though) on how I see the predicament of LIC with reference to 7th May Order of Supreme Court. There is a ‘direction’ from the Apex Court (with clear time limit) to DO something. So two distinct scenarios can be visualized (pay hefty fee and obtain a legal opinion in writing from a big name, to back its action/inaction) A third scenario is theoretically possible but it will be wishful thinking to expect it to happen.

    1. LIC does not attempt to make any payment to anybody. Try for cover through moving the vacation bench and manage some breathing time.

    2. Act. In some manner, inventing its own formula and paying something to some people. Tell the Court when it is required to: ‘this was as per my best understanding of the 7th May Order.

    3. The theoretical third scenario is that LIC pays to ALL the Pensioners, ALL that they are entitled to viz., 20% of the total dues arising from correct DR where applicable PLUS the revised Basic Pension on each wage revision. Leave aside interest for now.

    As the second scenario is nearly impossible for execution and the third may get ruled out for obvious reasons, the first one (or something similar) is more likely.

    In any event, Respondents/Petitioners/Employees have to ACT soon after the Six week period expires on 18th June 2015.

    Petitioners/Pensioners also have options to choose from: Two scenarios are possible:

    1. Wait and watch till 18 June 2015 and then decide what is to be done

    2. Put LIC on Notice before 18 June on how we expect it to comply with the 7th May Order and thus prepare the ground for more serious action after 18th June (on SC reopening).

    CAN WE ALL (PETITIONERS/CASE MANAGERS/ORGANIZATION NOMINEES AND WELL INFORMED ACTIVISTS) MEET AND DISCUSS POSSIBLE IMMEDIATE NEXT STEPS?

    AROUND 8-10 JUNE 2015, ANYWHERE (INCLUDING HYDERABAD)

    ONLY ONE PRECONDITION – NO DIGGING IN TO THE PAST.

    ONE POINT AGENDA

    WHAT SHOULD AND CAN BE DONE BY EACH OF US FROM NOW TILL 23RD SEPTEMBER?

    ANY TAKERS?

    M. Sreenivasa Murty

    (Post published with the clear understanding that LIC PENSIONERS CHRONICLE will have no role to play in these matters. -Ed.)

    Saturday, May 23, 2015

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION

    ​Shri S.C.Jain,
    General Secretary,
    All India Bank Retirees' Federation,
    Indore (MP).

    Sir,​

    Reduction in monthly Pension of the employees retired ​after November,'12

    In your last two / three communications you have mentioned that after implementation of the 10th BP Settlement, pension of the employees retired after November,'12 will be reduced. But, in fact, this happens with every Bipartite Settlement. The reason is, owing to increase in Basic Pay (by merging a portion of DA), commuted pension is increased and hence monthly pension is decreased. (Commutation increases commensurate to rise in Basic Pay).

    Yours sincerely,
    B.G.Raithatha,

    General Secretary

    BANK NEWS

    UNION BANK RETIRED EMPLOYEES' ASSOCIATION

    Shri S.C.Jain,
    General Secretary,​
    ​All India Bank Retirees' Federation,
    Indore (MP).

    Sir,

    Memorandum to be submitted to Chairman, IBA on 25th May,'15​
    Expeditious and timely steps being taken by AIBRF are really appreciable.

    Received the draft Memorandum dated 21.5.'15 with your e-mail of to-day. It is, therefore, impossible to obtain signatures of the retirees and send the same to you before 25th May, when you have to meet the Chairman, IBA.

    However, we shall do it, if you will tell us to collect the signatures on the Memoranda and send the same to you at a later date, so as to enable you to forward the same to the Chairman, IBA by post. But for that purpose atleast one month's time should be given to the affiliates. ​

    In the meantime, I forwarding your e-mail and and its attachment (draft memorandum) to all the regular recipients of our Association's e-mails.

    Yours sincerely,​

    B.G.Raithatha,
    General Secretary

    A great escape !

    BJP Leader 
    Subramanian Swamy 
    Almost Ties the Knot 
    at Wedding

    Press Trust of India | Updated: May 21, 2015 00:18 IST

    Tirunelveli:  BJP leader Subramanian Swamy today found himself in an awkward situation while presiding over a wedding in Tirunelveli in Tamil Nadu when he inadvertently appeared to be on the verge of tying the mangalsutra instead of handing it over to the groom.

    Dr Swamy was presiding over the wedding of a party colleague at a temple when the faux pas occurred.